TERMS OF USE — From Lack to Legacy

Last updated: March 21, 2026

Please read these Terms of Use ("Terms") carefully before using the fromlacktolegacy.live website (the "Service") operated by From Lack to Legacy ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms you may not access the Service.

Educational Purpose Only

All content on this website — including but not limited to articles, videos, social media posts, coaching sessions, email communications, and downloadable resources — is provided for educational and informational purposes only. Nothing on this website constitutes financial, investment, legal, or tax advice. From Lack to Legacy and Sondra Jones-Thigpen are not licensed financial advisors. Always consult a qualified financial professional before making any investment decisions. From Lack to Legacy provides financial literacy education designed to help individuals understand investing concepts. This is not a get-rich-quick program. Results require personal effort, discipline, and individual financial circumstances will vary.

Intellectual Property

All content on this Service — including but not limited to text, graphics, logos, images, course materials, and downloadable resources — is the exclusive property of From Lack to Legacy and is protected by copyright law. You may not reproduce, distribute, modify, or create derivative works from any content on this site without express written permission from From Lack to Legacy.

No Guarantee of Results

Client testimonials and results shared on this website are individual experiences and are not guarantees of future results. Individual outcomes will vary based on personal circumstances, effort, market conditions, and other factors outside the control of From Lack to Legacy.

Coaching Services

By booking a session through this website, you acknowledge that you are purchasing educational coaching services, not licensed financial advice. All sales are subject to the cancellation and refund policy provided at the time of booking through Calendly. From Lack to Legacy reserves the right to refuse service to anyone for any reason at any time.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by From Lack to Legacy. From Lack to Legacy has no control over and assumes no responsibility for the content, privacy policies, or practices of any third party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites that you visit.

Limitation of Liability

To the fullest extent permitted by law, From Lack to Legacy and Sondra Jones-Thigpen shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use this Service, or from any financial decisions made based on content provided through this Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide notice prior to any new terms taking effect. By continuing to access or use our Service after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us at invest@fromlacktolegacy.com